Bank and credit card bonuses by state
Updated November 7, 2026. Many of the best bank bonuses come from regional banks and credit unions that only serve certain states. Pick your state to see every offer you can open, what each one takes, and what a typical household there could earn in a year.
| State | Bank bonuses | Regional only | Card bonuses | Typical 12-month plan |
|---|---|---|---|---|
| Alabama | 32 | 4 | 40 | $10,489 |
| Alaska | 29 | 1 | 40 | $9,905 |
| Arizona | 30 | 2 | 40 | $9,978 |
| Arkansas | 31 | 3 | 40 | $10,197 |
| California | 30 | 2 | 40 | $10,051 |
| Colorado | 32 | 4 | 40 | $10,635 |
| Connecticut | 33 | 5 | 40 | $10,818 |
| Delaware | 33 | 5 | 40 | $10,635 |
| District of Columbia | 31 | 3 | 40 | $10,233 |
| Florida | 35 | 7 | 40 | $11,933 |
| Georgia | 33 | 5 | 40 | $10,744 |
| Hawaii | 28 | 0 | 40 | $9,248 |
| Idaho | 29 | 1 | 40 | $9,613 |
| Illinois | 33 | 5 | 40 | $10,927 |
| Indiana | 35 | 7 | 40 | $11,547 |
| Iowa | 30 | 2 | 40 | $9,978 |
| Kansas | 28 | 0 | 40 | $9,248 |
| Kentucky | 33 | 5 | 40 | $10,744 |
| Louisiana | 30 | 2 | 40 | $9,832 |
| Maine | 30 | 2 | 40 | $9,832 |
| Maryland | 31 | 3 | 40 | $10,233 |
| Massachusetts | 33 | 5 | 40 | $10,708 |
| Michigan | 34 | 6 | 40 | $10,749 |
| Minnesota | 30 | 2 | 40 | $9,978 |
| Mississippi | 31 | 3 | 40 | $10,197 |
| Missouri | 31 | 3 | 40 | $10,124 |
| Montana | 28 | 0 | 40 | $9,248 |
| Nebraska | 28 | 0 | 40 | $9,248 |
| Nevada | 29 | 1 | 40 | $10,100 |
| New Hampshire | 32 | 4 | 40 | $10,696 |
| New Jersey | 34 | 6 | 40 | $11,110 |
| New Mexico | 29 | 1 | 40 | $9,686 |
| New York | 34 | 6 | 40 | $11,110 |
| North Carolina | 34 | 6 | 40 | $10,963 |
| North Dakota | 28 | 0 | 40 | $9,248 |
| Ohio | 35 | 7 | 40 | $11,329 |
| Oklahoma | 29 | 1 | 40 | $9,540 |
| Oregon | 30 | 2 | 40 | $10,051 |
| Pennsylvania | 36 | 8 | 40 | $11,657 |
| Rhode Island | 32 | 4 | 40 | $10,343 |
| South Carolina | 34 | 6 | 40 | $10,963 |
| South Dakota | 28 | 0 | 40 | $9,515 |
| Tennessee | 32 | 4 | 40 | $10,802 |
| Texas | 33 | 5 | 40 | $11,114 |
| Utah | 30 | 2 | 40 | $10,051 |
| Vermont | 32 | 4 | 40 | $10,343 |
| Virginia | 31 | 3 | 40 | $10,233 |
| Washington | 30 | 2 | 40 | $10,373 |
| West Virginia | 32 | 4 | 40 | $10,452 |
| Wisconsin | 31 | 3 | 40 | $10,270 |
| Wyoming | 28 | 0 | 40 | $9,515 |
"Typical plan" assumes $6,000/month of direct deposit, $25,000 of savings and $2,500/month of card spending, after tax and costs.
Biggest nationwide bank bonuses
- HSBC Premier Checking: up to $2,500, available in every state
- Citi Savings (no DD): up to $2,000, available in every state
- Capital One 360 Performance Savings: up to $1,500, available in every state
- Charles Schwab Investor Checking (transfer bonus): up to $1,000, available in every state
- Moomoo Brokerage cash deposit: up to $1,000, available in every state
- Chase Total Checking + Savings: up to $900, available in every state
- Wells Fargo Business Checking: up to $825, available in every state
- E*Trade Premium Savings: up to $800, available in every state
- Chase Business Complete Checking: up to $750, available in every state
- Bank of America Business Advantage Checking: up to $750, available in every state